Personal Money Management
by Harvey Armour

Financial Planning and Budgeting

• How Does Financial Planning Work?

• Are You Likely to Benefit from Financial Planning? Test Yourself

• Who Needs a Budget?

• How to Budget Successfully

• Allocating Your Income

• Individual Allowances for Everyone

Spending Money

• Spending Decisions

• Grocery Spending

• Car Buying and Selling Strategies

• An Affordable House

• Home Ownership Benefits

• Buying or Selling a House

• Housing-Related Expenses

• Home Improvements

• Life Insurance

Using Credit

• OK To Use Credit?

• Relying On Credit

• Costly Credit

• Sources of Borrowing

• Credit Cards

• Home Mortgages

• Avoiding Debt Problems

• Getting Out of Debt

Saving and Investing

• Saving and Investing

• Can You Afford to Retire?

• Sufficient Savings

• Save A $Million

• Achieving Your Savings Goals

• Successful Investing

• What to Expect from Common Stock Investing

• Deciding When to Buy or Sell Stocks

• What Mutual Funds Have to Offer

• Choosing Mutual Funds

• Interest Income Investments

• Pros and Cons of Deferred Annuities

Miscellaneous

• Are You Knowledgeable About Financial Matters? Test Yourself

• Are Your Financial Needs Being Met?

• Financial Compatibility in the Home

• Dual Incomes

• Are You Financially Imbalanced?

• Do You Need Financial Counseling?

• Why Tithe?

• Are You Giving Wisely?